Call reports 2018
BENTON COUNTY STATE BANK — 2018
What BENTON COUNTY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 44,352,000 | 43,213,000 | 42,873,000 | 44,926,000 |
| Total loans | 32,981,000 | 31,977,000 | 32,083,000 | 34,231,000 |
| Allowance for loan losses | 247,000 | 246,000 | 246,000 | 247,000 |
| Securities available for sale | 7,364,000 | 9,060,000 | 8,309,000 | 8,328,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,232,000 | 31,101,000 | 29,700,000 | 30,349,000 |
| Interest-bearing deposits | 25,714,000 | 24,770,000 | 18,842,000 | 19,172,000 |
| Noninterest-bearing deposits | 6,518,000 | 6,332,000 | 10,858,000 | 11,176,000 |
| Equity capital | 6,001,000 | 5,944,000 | 6,045,000 | 6,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 493,000 | 992,000 | 1,482,000 | 1,990,000 |
| Interest expense | 87,000 | 173,000 | 266,000 | 373,000 |
| Net interest income | 406,000 | 819,000 | 1,216,000 | 1,617,000 |
| Noninterest income | 26,000 | 49,000 | 81,000 | 116,000 |
| Noninterest expense | 245,000 | 504,000 | 762,000 | 1,083,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 187,000 | 364,000 | 535,000 | 650,000 |
| Income tax | 43,000 | 82,000 | 123,000 | 149,000 |
| Net income | 144,000 | 282,000 | 412,000 | 501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,114,000 | 6,071,000 | 6,202,000 | 6,110,000 |
| Total capital | 6,361,000 | 6,317,000 | 6,448,000 | 6,357,000 |
| Risk-weighted assets | 41,788,000 | 37,190,000 | 37,523,000 | 39,716,000 |