Call reports 2017
BENTON COUNTY STATE BANK — 2017
What BENTON COUNTY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 43,127,000 | 44,844,000 | 45,395,000 | 44,748,000 |
| Total loans | 31,358,000 | 33,883,000 | 35,575,000 | 35,340,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 7,578,000 | 7,629,000 | 7,324,000 | 7,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,986,000 | 32,247,000 | 30,591,000 | 30,809,000 |
| Interest-bearing deposits | 24,976,000 | 25,709,000 | 24,388,000 | 24,779,000 |
| Noninterest-bearing deposits | 6,010,000 | 6,538,000 | 6,203,000 | 6,030,000 |
| Equity capital | 6,044,000 | 6,019,000 | 6,143,000 | 5,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 447,000 | 931,000 | 1,426,000 | 1,931,000 |
| Interest expense | 71,000 | 144,000 | 227,000 | 314,000 |
| Net interest income | 376,000 | 787,000 | 1,199,000 | 1,617,000 |
| Noninterest income | 25,000 | 47,000 | 79,000 | 102,000 |
| Noninterest expense | 262,000 | 522,000 | 771,000 | 1,054,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 139,000 | 312,000 | 507,000 | 665,000 |
| Income tax | 41,000 | 96,000 | 159,000 | 289,000 |
| Net income | 98,000 | 216,000 | 348,000 | 376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,052,000 | 6,019,000 | 6,143,000 | 5,969,000 |
| Total capital | 6,299,000 | 6,266,000 | 6,390,000 | 6,216,000 |
| Risk-weighted assets | 38,748,000 | 40,305,000 | 42,103,000 | 42,027,000 |