Call reports 2008
BENTON COUNTY STATE BANK — 2008
What BENTON COUNTY STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 39,827,000 | 39,384,000 | 39,861,000 | 38,865,000 |
| Total loans | 28,110,000 | 27,636,000 | 28,094,000 | 27,832,000 |
| Allowance for loan losses | 257,000 | 257,000 | 257,000 | 253,000 |
| Securities available for sale | 6,961,000 | 4,908,000 | 6,874,000 | 8,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,109,000 | 25,885,000 | 26,181,000 | 24,251,000 |
| Interest-bearing deposits | 21,697,000 | 21,128,000 | 21,485,000 | 19,086,000 |
| Noninterest-bearing deposits | 4,412,000 | 4,757,000 | 4,696,000 | 5,165,000 |
| Equity capital | 4,987,000 | 4,872,000 | 5,020,000 | 5,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,274,000 | 1,862,000 | 2,449,000 |
| Interest expense | 304,000 | 569,000 | 808,000 | 1,031,000 |
| Net interest income | 351,000 | 705,000 | 1,054,000 | 1,418,000 |
| Noninterest income | 33,000 | 56,000 | 106,000 | 133,000 |
| Noninterest expense | 199,000 | 419,000 | 625,000 | 878,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 185,000 | 342,000 | 535,000 | 673,000 |
| Income tax | 68,000 | 119,000 | 181,000 | 225,000 |
| Net income | 117,000 | 223,000 | 354,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,873,000 | 4,828,000 | 4,960,000 | 4,904,000 |
| Total capital | 5,130,000 | 5,085,000 | 5,217,000 | 5,157,000 |
| Risk-weighted assets | 27,994,000 | 27,385,000 | 28,406,000 | 27,559,000 |
Machine access — free, no API key
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