Call reports 2006
BENTON COUNTY STATE BANK — 2006
What BENTON COUNTY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 35,436,000 | 37,031,000 | 37,361,000 | 40,143,000 |
| Total loans | 26,611,000 | 26,904,000 | 27,430,000 | 28,745,000 |
| Allowance for loan losses | 233,000 | 253,000 | 253,000 | 254,000 |
| Securities available for sale | 7,073,000 | 7,572,000 | 7,683,000 | 8,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,966,000 | 24,842,000 | 24,611,000 | 27,955,000 |
| Interest-bearing deposits | 18,071,000 | 21,960,000 | 21,528,000 | 24,019,000 |
| Noninterest-bearing deposits | 2,895,000 | 2,882,000 | 3,083,000 | 3,936,000 |
| Equity capital | 4,605,000 | 4,517,000 | 4,716,000 | 4,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 580,000 | 1,193,000 | 1,823,000 | 2,495,000 |
| Interest expense | 225,000 | 485,000 | 760,000 | 1,075,000 |
| Net interest income | 355,000 | 708,000 | 1,063,000 | 1,420,000 |
| Noninterest income | 35,000 | 68,000 | 104,000 | 141,000 |
| Noninterest expense | 204,000 | 419,000 | 624,000 | 858,000 |
| Provision for loan losses | 7,000 | 27,000 | 31,000 | 31,000 |
| Pretax income | 179,000 | 330,000 | 512,000 | 672,000 |
| Income tax | 64,000 | 116,000 | 172,000 | 226,000 |
| Net income | 115,000 | 214,000 | 340,000 | 446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,683,000 | 4,631,000 | 4,758,000 | 4,654,000 |
| Total capital | 4,916,000 | 4,884,000 | 5,011,000 | 4,908,000 |
| Risk-weighted assets | 25,235,000 | 25,849,000 | 26,684,000 | 27,979,000 |
Machine access — free, no API key
Every figure shown here about BENTON COUNTY STATE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.