Call reports 2005
BENTON COUNTY STATE BANK — 2005
What BENTON COUNTY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 34,616,000 | 33,794,000 | 34,954,000 | 35,293,000 |
| Total loans | 24,384,000 | 24,187,000 | 25,767,000 | 25,884,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 8,292,000 | 6,572,000 | 7,194,000 | 7,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,870,000 | 21,516,000 | 21,047,000 | 21,921,000 |
| Interest-bearing deposits | 18,409,000 | 18,610,000 | 18,431,000 | 18,383,000 |
| Noninterest-bearing deposits | 3,461,000 | 2,906,000 | 2,616,000 | 3,538,000 |
| Equity capital | 4,652,000 | 4,639,000 | 4,737,000 | 4,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 509,000 | 1,045,000 | 1,600,000 | 2,191,000 |
| Interest expense | 184,000 | 371,000 | 572,000 | 782,000 |
| Net interest income | 325,000 | 674,000 | 1,028,000 | 1,409,000 |
| Noninterest income | 32,000 | 64,000 | 118,000 | 149,000 |
| Noninterest expense | 187,000 | 390,000 | 594,000 | 822,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 170,000 | 358,000 | 562,000 | 746,000 |
| Income tax | 54,000 | 118,000 | 184,000 | 250,000 |
| Net income | 116,000 | 240,000 | 378,000 | 496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,611,000 | 4,748,000 | 4,567,000 |
| Total capital | 4,883,000 | 4,858,000 | 4,995,000 | 4,814,000 |
| Risk-weighted assets | 23,531,000 | 23,483,000 | 24,510,000 | 24,857,000 |
Machine access — free, no API key
Every figure shown here about BENTON COUNTY STATE BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.