Call reports 2004
BENTON COUNTY STATE BANK — 2004
What BENTON COUNTY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 34,664,000 | 34,947,000 | 34,974,000 | 34,210,000 |
| Total loans | 22,087,000 | 23,146,000 | 24,370,000 | 24,764,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 247,000 |
| Securities available for sale | 9,682,000 | 9,410,000 | 7,451,000 | 7,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,955,000 | 22,753,000 | 21,964,000 | 21,987,000 |
| Interest-bearing deposits | 18,963,000 | 18,686,000 | 18,541,000 | 18,287,000 |
| Noninterest-bearing deposits | 3,992,000 | 4,067,000 | 3,423,000 | 3,700,000 |
| Equity capital | 4,984,000 | 4,683,000 | 4,868,000 | 4,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 528,000 | 1,056,000 | 1,602,000 | 2,125,000 |
| Interest expense | 179,000 | 354,000 | 535,000 | 712,000 |
| Net interest income | 349,000 | 702,000 | 1,067,000 | 1,413,000 |
| Noninterest income | 76,000 | 109,000 | 147,000 | 176,000 |
| Noninterest expense | 194,000 | 372,000 | 586,000 | 818,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 233,000 | 439,000 | 628,000 | 771,000 |
| Income tax | 62,000 | 129,000 | 188,000 | 232,000 |
| Net income | 171,000 | 310,000 | 440,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,753,000 | 4,592,000 | 4,722,000 | 4,521,000 |
| Total capital | 5,000,000 | 4,839,000 | 4,969,000 | 4,768,000 |
| Risk-weighted assets | 22,496,000 | 22,694,000 | 24,622,000 | 24,233,000 |
Machine access — free, no API key
Every figure shown here about BENTON COUNTY STATE BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.