Call reports 2025
WASHINGTON SAVINGS BANK — 2025
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 293,259,000 | 297,262,000 | 296,819,000 | 305,936,000 |
| Total loans | 237,175,000 | 238,876,000 | 237,831,000 | 240,192,000 |
| Allowance for loan losses | 1,547,000 | 1,546,000 | 1,546,000 | 1,544,000 |
| Securities available for sale | 31,687,000 | 33,444,000 | 32,238,000 | 39,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,016,000 | 231,539,000 | 231,762,000 | 240,663,000 |
| Interest-bearing deposits | 199,008,000 | 203,551,000 | 204,454,000 | 211,637,000 |
| Noninterest-bearing deposits | 30,008,000 | 27,988,000 | 27,308,000 | 29,026,000 |
| Equity capital | 27,029,000 | 27,362,000 | 27,667,000 | 28,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,023,000 | 6,173,000 | 9,402,000 | 12,727,000 |
| Interest expense | 1,455,000 | 2,952,000 | 4,486,000 | 5,959,000 |
| Net interest income | 1,568,000 | 3,221,000 | 4,916,000 | 6,768,000 |
| Noninterest income | 212,000 | 434,000 | 659,000 | 897,000 |
| Noninterest expense | 1,743,000 | 3,508,000 | 5,291,000 | 7,108,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 30,000 | 130,000 | 250,000 | 515,000 |
| Income tax | 5,000 | 24,000 | 47,000 | 99,000 |
| Net income | 25,000 | 106,000 | 203,000 | 416,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,545,000 | 28,626,000 | 28,724,000 | 28,936,000 |
| Total capital | 30,179,000 | 30,269,000 | 30,384,000 | 30,602,000 |
| Risk-weighted assets | 171,315,000 | 172,685,000 | 172,423,000 | 174,663,000 |