Call reports 2022
WASHINGTON SAVINGS BANK — 2022
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 272,015,000 | 272,352,000 | 275,769,000 | 275,933,000 |
| Total loans | 216,020,000 | 223,754,000 | 227,645,000 | 228,104,000 |
| Allowance for loan losses | 1,896,000 | 1,935,000 | 1,973,000 | 1,991,000 |
| Securities available for sale | 29,832,000 | 28,649,000 | 27,159,000 | 26,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,783,000 | 234,512,000 | 241,630,000 | 240,597,000 |
| Interest-bearing deposits | 201,242,000 | 198,240,000 | 207,165,000 | 206,715,000 |
| Noninterest-bearing deposits | 35,541,000 | 36,272,000 | 34,465,000 | 33,882,000 |
| Equity capital | 24,477,000 | 23,188,000 | 22,541,000 | 23,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,199,000 | 4,397,000 | 6,708,000 | 9,135,000 |
| Interest expense | 165,000 | 316,000 | 591,000 | 1,099,000 |
| Net interest income | 2,034,000 | 4,081,000 | 6,117,000 | 8,036,000 |
| Noninterest income | 231,000 | 467,000 | 705,000 | 952,000 |
| Noninterest expense | 1,760,000 | 3,522,000 | 5,379,000 | 7,168,000 |
| Provision for loan losses | 0 | 40,000 | 78,000 | 98,000 |
| Pretax income | 505,000 | 986,000 | 1,365,000 | 1,722,000 |
| Income tax | 126,000 | 245,000 | 335,000 | 420,000 |
| Net income | 379,000 | 741,000 | 1,030,000 | 1,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,752,000 | 27,113,000 | 27,402,000 | 27,673,000 |
| Total capital | 28,638,000 | 29,059,000 | 29,394,000 | 29,664,000 |
| Risk-weighted assets | 150,802,000 | 155,529,000 | 159,322,000 | 159,258,000 |