Call reports 2021
WASHINGTON SAVINGS BANK — 2021
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,249,000 | 268,533,000 | 269,430,000 | 268,987,000 |
| Total loans | 210,802,000 | 215,672,000 | 213,936,000 | 215,882,000 |
| Allowance for loan losses | 1,853,000 | 1,899,000 | 1,899,000 | 1,897,000 |
| Securities available for sale | 25,359,000 | 26,228,000 | 26,580,000 | 30,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,482,000 | 232,073,000 | 232,866,000 | 232,469,000 |
| Interest-bearing deposits | 194,383,000 | 196,115,000 | 197,085,000 | 198,347,000 |
| Noninterest-bearing deposits | 36,099,000 | 35,958,000 | 35,781,000 | 34,122,000 |
| Equity capital | 23,448,000 | 24,666,000 | 24,940,000 | 25,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,254,000 | 4,419,000 | 6,592,000 | 8,838,000 |
| Interest expense | 294,000 | 556,000 | 790,000 | 988,000 |
| Net interest income | 1,960,000 | 3,863,000 | 5,802,000 | 7,850,000 |
| Noninterest income | 388,000 | 659,000 | 905,000 | 1,163,000 |
| Noninterest expense | 1,830,000 | 3,541,000 | 5,205,000 | 6,783,000 |
| Provision for loan losses | 85,000 | 131,000 | 131,000 | 131,000 |
| Pretax income | 433,000 | 850,000 | 1,371,000 | 2,099,000 |
| Income tax | 101,000 | 200,000 | 330,000 | 519,000 |
| Net income | 332,000 | 650,000 | 1,041,000 | 1,580,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,125,000 | 25,443,000 | 25,834,000 | 26,372,000 |
| Total capital | 27,011,000 | 27,376,000 | 27,750,000 | 28,253,000 |
| Risk-weighted assets | 151,934,000 | 156,622,000 | 153,366,000 | 150,441,000 |