Call reports 2020
WASHINGTON SAVINGS BANK — 2020
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 257,696,000 | 258,893,000 | 256,281,000 | 255,116,000 |
| Total loans | 206,938,000 | 206,567,000 | 203,644,000 | 206,027,000 |
| Allowance for loan losses | 1,605,000 | 1,680,000 | 1,708,000 | 1,768,000 |
| Securities available for sale | 21,717,000 | 22,551,000 | 24,180,000 | 24,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,158,000 | 218,696,000 | 219,334,000 | 218,324,000 |
| Interest-bearing deposits | 183,893,000 | 187,839,000 | 189,719,000 | 187,381,000 |
| Noninterest-bearing deposits | 25,265,000 | 30,857,000 | 29,615,000 | 30,943,000 |
| Equity capital | 23,324,000 | 22,687,000 | 23,050,000 | 23,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,482,000 | 4,853,000 | 7,135,000 | 9,354,000 |
| Interest expense | 659,000 | 1,215,000 | 1,646,000 | 1,992,000 |
| Net interest income | 1,823,000 | 3,638,000 | 5,489,000 | 7,362,000 |
| Noninterest income | 280,000 | 772,000 | 1,326,000 | 1,848,000 |
| Noninterest expense | 1,702,000 | 3,389,000 | 5,216,000 | 7,043,000 |
| Provision for loan losses | 0 | 75,000 | 103,000 | 168,000 |
| Pretax income | 401,000 | 946,000 | 1,496,000 | 1,999,000 |
| Income tax | 88,000 | 259,000 | 392,000 | 512,000 |
| Net income | 313,000 | 687,000 | 1,104,000 | 1,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,568,000 | 23,993,000 | 24,409,000 | 24,793,000 |
| Total capital | 25,204,000 | 25,709,000 | 26,156,000 | 26,599,000 |
| Risk-weighted assets | 148,110,000 | 147,084,000 | 144,476,000 | 148,014,000 |