Call reports 2019
WASHINGTON SAVINGS BANK — 2019
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 250,388,000 | 256,419,000 | 252,085,000 | 252,574,000 |
| Total loans | 205,306,000 | 205,429,000 | 208,867,000 | 209,311,000 |
| Allowance for loan losses | 1,577,000 | 1,599,000 | 1,598,000 | 1,607,000 |
| Securities available for sale | 22,368,000 | 20,833,000 | 22,206,000 | 22,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,048,000 | 201,860,000 | 197,211,000 | 201,936,000 |
| Interest-bearing deposits | 173,333,000 | 176,985,000 | 173,475,000 | 176,535,000 |
| Noninterest-bearing deposits | 22,715,000 | 24,875,000 | 23,736,000 | 25,401,000 |
| Equity capital | 21,556,000 | 21,917,000 | 22,320,000 | 22,671,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,543,000 | 5,095,000 | 7,640,000 | 10,165,000 |
| Interest expense | 664,000 | 1,359,000 | 2,066,000 | 2,762,000 |
| Net interest income | 1,879,000 | 3,736,000 | 5,574,000 | 7,403,000 |
| Noninterest income | 278,000 | 595,000 | 922,000 | 1,229,000 |
| Noninterest expense | 1,715,000 | 3,385,000 | 5,059,000 | 6,727,000 |
| Provision for loan losses | 10,000 | 15,000 | 16,000 | 16,000 |
| Pretax income | 432,000 | 931,000 | 1,421,000 | 1,889,000 |
| Income tax | 94,000 | 211,000 | 324,000 | 428,000 |
| Net income | 338,000 | 720,000 | 1,097,000 | 1,461,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,860,000 | 22,516,000 | 22,891,000 | 23,256,000 |
| Total capital | 23,468,000 | 24,147,000 | 24,518,000 | 24,898,000 |
| Risk-weighted assets | 150,584,000 | 150,230,000 | 151,590,000 | 151,493,000 |