Call reports 2018
WASHINGTON SAVINGS BANK — 2018
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 222,267,000 | 233,644,000 | 242,747,000 | 250,973,000 |
| Total loans | 180,961,000 | 191,872,000 | 200,010,000 | 206,996,000 |
| Allowance for loan losses | 1,359,000 | 1,449,000 | 1,507,000 | 1,570,000 |
| Securities available for sale | 23,343,000 | 23,848,000 | 23,307,000 | 21,850,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,268,000 | 186,210,000 | 189,369,000 | 192,799,000 |
| Interest-bearing deposits | 158,542,000 | 161,745,000 | 163,662,000 | 170,463,000 |
| Noninterest-bearing deposits | 22,726,000 | 24,465,000 | 25,707,000 | 22,336,000 |
| Equity capital | 19,940,000 | 20,251,000 | 20,530,000 | 21,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,101,000 | 4,307,000 | 6,656,000 | 9,116,000 |
| Interest expense | 377,000 | 798,000 | 1,296,000 | 1,911,000 |
| Net interest income | 1,724,000 | 3,509,000 | 5,360,000 | 7,205,000 |
| Noninterest income | 290,000 | 608,000 | 913,000 | 1,217,000 |
| Noninterest expense | 1,603,000 | 3,193,000 | 4,817,000 | 6,458,000 |
| Provision for loan losses | 30,000 | 102,000 | 164,000 | 229,000 |
| Pretax income | 381,000 | 822,000 | 1,292,000 | 1,735,000 |
| Income tax | 78,000 | 140,000 | 244,000 | 337,000 |
| Net income | 303,000 | 682,000 | 1,048,000 | 1,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,217,000 | 20,805,000 | 21,172,000 | 21,522,000 |
| Total capital | 21,614,000 | 22,296,000 | 22,712,000 | 23,122,000 |
| Risk-weighted assets | 144,434,000 | 152,590,000 | 155,664,000 | 159,443,000 |