Call reports 2017
WASHINGTON SAVINGS BANK — 2017
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 222,758,000 | 220,481,000 | 214,146,000 | 219,170,000 |
| Total loans | 168,488,000 | 168,669,000 | 171,318,000 | 177,483,000 |
| Allowance for loan losses | 1,253,000 | 1,262,000 | 1,278,000 | 1,329,000 |
| Securities available for sale | 26,732,000 | 26,904,000 | 23,846,000 | 25,493,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,923,000 | 176,482,000 | 166,967,000 | 173,161,000 |
| Interest-bearing deposits | 153,275,000 | 153,928,000 | 145,227,000 | 152,992,000 |
| Noninterest-bearing deposits | 23,648,000 | 22,554,000 | 21,740,000 | 20,169,000 |
| Equity capital | 19,279,000 | 19,562,000 | 19,810,000 | 19,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,882,000 | 5,834,000 | 7,880,000 |
| Interest expense | 382,000 | 759,000 | 1,114,000 | 1,474,000 |
| Net interest income | 1,525,000 | 3,123,000 | 4,720,000 | 6,406,000 |
| Noninterest income | 278,000 | 580,000 | 908,000 | 1,249,000 |
| Noninterest expense | 1,557,000 | 3,131,000 | 4,687,000 | 6,210,000 |
| Provision for loan losses | 5,000 | 20,000 | 42,000 | 97,000 |
| Pretax income | 241,000 | 552,000 | 899,000 | 1,348,000 |
| Income tax | 60,000 | 140,000 | 242,000 | 588,000 |
| Net income | 181,000 | 412,000 | 657,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,179,000 | 19,466,000 | 19,712,000 | 19,814,000 |
| Total capital | 20,461,000 | 20,763,000 | 21,025,000 | 21,178,000 |
| Risk-weighted assets | 144,083,000 | 142,449,000 | 139,181,000 | 143,009,000 |