Call reports 2016
WASHINGTON SAVINGS BANK — 2016
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 209,264,000 | 213,186,000 | 213,666,000 | 215,327,000 |
| Total loans | 157,834,000 | 158,661,000 | 162,815,000 | 165,898,000 |
| Allowance for loan losses | 1,202,000 | 1,212,000 | 1,240,000 | 1,252,000 |
| Securities available for sale | 30,860,000 | 30,100,000 | 28,230,000 | 26,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,752,000 | 166,248,000 | 167,234,000 | 169,121,000 |
| Interest-bearing deposits | 143,691,000 | 146,521,000 | 146,301,000 | 149,374,000 |
| Noninterest-bearing deposits | 18,061,000 | 19,727,000 | 20,933,000 | 19,747,000 |
| Equity capital | 19,235,000 | 18,950,000 | 19,065,000 | 19,095,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,770,000 | 5,648,000 | 7,568,000 |
| Interest expense | 376,000 | 759,000 | 1,141,000 | 1,528,000 |
| Net interest income | 1,505,000 | 3,011,000 | 4,507,000 | 6,040,000 |
| Noninterest income | 249,000 | 526,000 | 812,000 | 1,115,000 |
| Noninterest expense | 1,505,000 | 2,989,000 | 4,497,000 | 6,085,000 |
| Provision for loan losses | 10,000 | 20,000 | 48,000 | 65,000 |
| Pretax income | 239,000 | 528,000 | 774,000 | 1,005,000 |
| Income tax | 61,000 | 134,000 | 197,000 | 245,000 |
| Net income | 178,000 | 394,000 | 577,000 | 760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,387,000 | 18,631,000 | 18,815,000 | 18,998,000 |
| Total capital | 19,613,000 | 19,865,000 | 20,081,000 | 20,276,000 |
| Risk-weighted assets | 142,978,000 | 142,998,000 | 143,562,000 | 143,649,000 |