Call reports 2015
WASHINGTON SAVINGS BANK — 2015
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 194,244,000 | 199,681,000 | 204,752,000 | 209,029,000 |
| Total loans | 136,365,000 | 144,027,000 | 150,238,000 | 156,497,000 |
| Allowance for loan losses | 1,068,000 | 1,094,000 | 1,129,000 | 1,175,000 |
| Securities available for sale | 38,376,000 | 36,830,000 | 36,133,000 | 31,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,664,000 | 153,185,000 | 156,145,000 | 159,296,000 |
| Interest-bearing deposits | 135,943,000 | 136,416,000 | 138,214,000 | 141,857,000 |
| Noninterest-bearing deposits | 16,721,000 | 16,769,000 | 17,931,000 | 17,439,000 |
| Equity capital | 18,812,000 | 18,675,000 | 18,884,000 | 18,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,661,000 | 3,374,000 | 5,159,000 | 7,006,000 |
| Interest expense | 342,000 | 686,000 | 1,037,000 | 1,403,000 |
| Net interest income | 1,319,000 | 2,688,000 | 4,122,000 | 5,603,000 |
| Noninterest income | 264,000 | 603,000 | 884,000 | 1,137,000 |
| Noninterest expense | 1,466,000 | 2,892,000 | 4,344,000 | 5,793,000 |
| Provision for loan losses | 17,000 | 42,000 | 77,000 | 127,000 |
| Pretax income | 128,000 | 385,000 | 613,000 | 848,000 |
| Income tax | 1,000 | 82,000 | 137,000 | 189,000 |
| Net income | 127,000 | 303,000 | 476,000 | 659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,783,000 | 17,853,000 | 18,026,000 | 18,209,000 |
| Total capital | 18,871,000 | 18,969,000 | 19,176,000 | 19,407,000 |
| Risk-weighted assets | 137,223,000 | 139,585,000 | 142,221,000 | 143,387,000 |