Call reports 2013
WASHINGTON SAVINGS BANK — 2013
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 188,530,000 | 187,960,000 | 191,391,000 | 191,156,000 |
| Total loans | 119,966,000 | 120,008,000 | 124,084,000 | 124,771,000 |
| Allowance for loan losses | 987,000 | 1,028,000 | 1,069,000 | 1,083,000 |
| Securities available for sale | 49,785,000 | 49,090,000 | 48,969,000 | 48,071,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,935,000 | 144,981,000 | 149,378,000 | 147,481,000 |
| Interest-bearing deposits | 131,732,000 | 131,609,000 | 135,839,000 | 134,788,000 |
| Noninterest-bearing deposits | 14,203,000 | 13,372,000 | 13,539,000 | 12,693,000 |
| Equity capital | 17,838,000 | 18,086,000 | 18,223,000 | 18,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,234,000 | 4,817,000 | 6,464,000 |
| Interest expense | 391,000 | 771,000 | 1,149,000 | 1,537,000 |
| Net interest income | 1,251,000 | 2,463,000 | 3,668,000 | 4,927,000 |
| Noninterest income | 309,000 | 685,000 | 1,046,000 | 1,301,000 |
| Noninterest expense | 1,460,000 | 2,860,000 | 4,308,000 | 5,769,000 |
| Provision for loan losses | 71,000 | 116,000 | 181,000 | 206,000 |
| Pretax income | 97,000 | 245,000 | 324,000 | 365,000 |
| Income tax | -16,000 | -22,000 | -63,000 | -86,000 |
| Net income | 113,000 | 267,000 | 387,000 | 451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,401,000 | 17,235,000 | 17,456,000 | 17,341,000 |
| Total capital | 18,413,000 | 18,290,000 | 18,549,000 | 18,454,000 |
| Risk-weighted assets | 122,858,000 | 125,752,000 | 130,093,000 | 129,015,000 |