Call reports 2012
WASHINGTON SAVINGS BANK — 2012
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,583,000 | 189,591,000 | 189,974,000 | 188,423,000 |
| Total loans | 105,369,000 | 108,882,000 | 113,682,000 | 119,043,000 |
| Allowance for loan losses | 1,184,000 | 1,189,000 | 1,186,000 | 918,000 |
| Securities available for sale | 57,495,000 | 54,116,000 | 53,186,000 | 50,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,846,000 | 148,242,000 | 148,149,000 | 144,289,000 |
| Interest-bearing deposits | 135,915,000 | 134,028,000 | 133,648,000 | 130,876,000 |
| Noninterest-bearing deposits | 12,931,000 | 14,214,000 | 14,501,000 | 13,413,000 |
| Equity capital | 17,600,000 | 17,473,000 | 17,856,000 | 17,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,694,000 | 3,337,000 | 4,995,000 | 6,633,000 |
| Interest expense | 471,000 | 947,000 | 1,420,000 | 1,873,000 |
| Net interest income | 1,223,000 | 2,390,000 | 3,575,000 | 4,760,000 |
| Noninterest income | 423,000 | 859,000 | 1,330,000 | 1,948,000 |
| Noninterest expense | 1,317,000 | 2,772,000 | 4,160,000 | 5,854,000 |
| Provision for loan losses | 100,000 | 141,000 | 240,000 | 292,000 |
| Pretax income | 229,000 | 364,000 | 533,000 | 590,000 |
| Income tax | 46,000 | 20,000 | 48,000 | -19,000 |
| Net income | 183,000 | 344,000 | 485,000 | 609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,859,000 | 17,051,000 | 17,191,000 | 17,316,000 |
| Total capital | 18,062,000 | 18,260,000 | 18,394,000 | 18,261,000 |
| Risk-weighted assets | 113,901,000 | 108,852,000 | 115,043,000 | 120,647,000 |