Call reports 2011
WASHINGTON SAVINGS BANK — 2011
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,435,000 | 173,603,000 | 182,072,000 | 181,834,000 |
| Total loans | 101,957,000 | 106,183,000 | 108,280,000 | 107,658,000 |
| Allowance for loan losses | 826,000 | 905,000 | 948,000 | 1,084,000 |
| Securities available for sale | 43,398,000 | 44,011,000 | 47,165,000 | 49,746,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,826,000 | 133,704,000 | 141,874,000 | 141,510,000 |
| Interest-bearing deposits | 124,220,000 | 123,151,000 | 130,708,000 | 129,912,000 |
| Noninterest-bearing deposits | 10,606,000 | 10,553,000 | 11,166,000 | 11,598,000 |
| Equity capital | 16,815,000 | 17,009,000 | 17,221,000 | 17,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,459,000 | 5,202,000 | 6,913,000 |
| Interest expense | 501,000 | 995,000 | 1,482,000 | 1,965,000 |
| Net interest income | 1,213,000 | 2,464,000 | 3,720,000 | 4,948,000 |
| Noninterest income | 249,000 | 486,000 | 746,000 | 1,117,000 |
| Noninterest expense | 1,355,000 | 2,711,000 | 4,087,000 | 5,445,000 |
| Provision for loan losses | 36,000 | 242,000 | 287,000 | 462,000 |
| Pretax income | 71,000 | -2,000 | 93,000 | 218,000 |
| Income tax | -10,000 | -90,000 | -90,000 | -76,000 |
| Net income | 81,000 | 88,000 | 183,000 | 294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,283,000 | 16,418,000 | 16,337,000 | 16,587,000 |
| Total capital | 17,189,000 | 17,385,000 | 17,305,000 | 17,689,000 |
| Risk-weighted assets | 93,395,000 | 98,423,000 | 101,774,000 | 107,646,000 |