Call reports 2025
COVINGTON SAVINGS AND LOAN ASSOCIATION, THE — 2025
What COVINGTON SAVINGS AND LOAN ASSOCIATION, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 87,006,000 | 81,870,000 | 80,474,000 | 82,742,000 |
| Total loans | 47,938,000 | 47,115,000 | 46,183,000 | 46,291,000 |
| Allowance for loan losses | 228,000 | 228,000 | 228,000 | 228,000 |
| Securities available for sale | 3,267,000 | 3,109,000 | 5,084,000 | 7,070,000 |
| Securities held to maturity | 12,798,000 | 12,444,000 | 12,401,000 | 11,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,466,000 | 67,014,000 | 65,426,000 | 67,535,000 |
| Interest-bearing deposits | 63,491,000 | 57,644,000 | 56,740,000 | 58,673,000 |
| Noninterest-bearing deposits | 8,975,000 | 9,370,000 | 8,686,000 | 8,862,000 |
| Equity capital | 14,340,000 | 14,582,000 | 14,761,000 | 14,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,711,000 | 2,532,000 | 3,377,000 |
| Interest expense | 128,000 | 257,000 | 380,000 | 506,000 |
| Net interest income | 697,000 | 1,454,000 | 2,152,000 | 2,871,000 |
| Noninterest income | 42,000 | 86,000 | 129,000 | 174,000 |
| Noninterest expense | 488,000 | 979,000 | 1,494,000 | 2,014,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 561,000 | 787,000 | 1,031,000 |
| Income tax | 49,000 | 111,000 | 155,000 | 203,000 |
| Net income | 202,000 | 450,000 | 632,000 | 828,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,431,000 | 14,679,000 | 14,848,000 | 15,045,000 |