Call reports 2017
COVINGTON SAVINGS AND LOAN ASSOCIATION, THE — 2017
What COVINGTON SAVINGS AND LOAN ASSOCIATION, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,408,000 | 69,842,000 | 69,107,000 | 69,183,000 |
| Total loans | 31,023,000 | 32,066,000 | 32,630,000 | 33,447,000 |
| Allowance for loan losses | 219,000 | 219,000 | 204,000 | 205,000 |
| Securities available for sale | 15,147,000 | 14,751,000 | 10,472,000 | 8,118,000 |
| Securities held to maturity | 10,162,000 | 8,709,000 | 8,389,000 | 8,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,985,000 | 59,349,000 | 58,494,000 | 58,546,000 |
| Interest-bearing deposits | 53,835,000 | 54,035,000 | 53,473,000 | 53,355,000 |
| Noninterest-bearing deposits | 5,150,000 | 5,314,000 | 5,021,000 | 5,191,000 |
| Equity capital | 10,149,000 | 10,211,000 | 10,287,000 | 10,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 430,000 | 880,000 | 1,354,000 | 1,829,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 54,000 |
| Net interest income | 416,000 | 853,000 | 1,314,000 | 1,775,000 |
| Noninterest income | 48,000 | 101,000 | 148,000 | 195,000 |
| Noninterest expense | 404,000 | 809,000 | 1,208,000 | 1,582,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 60,000 | 145,000 | 254,000 | 388,000 |
| Income tax | 13,000 | 32,000 | 57,000 | 87,000 |
| Net income | 47,000 | 113,000 | 197,000 | 301,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,097,000 | 10,163,000 | 10,235,000 | 10,339,000 |
| Total capital | 10,316,000 | 10,382,000 | 10,439,000 | 10,544,000 |
| Risk-weighted assets | 26,806,000 | 27,057,000 | 27,312,000 | 27,185,000 |