Call reports 2013
COVINGTON SAVINGS AND LOAN ASSOCIATION, THE — 2013
What COVINGTON SAVINGS AND LOAN ASSOCIATION, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 66,358,000 | 63,927,000 | 63,038,000 | 62,956,000 |
| Total loans | 29,912,000 | 29,485,000 | 28,989,000 | 29,000,000 |
| Allowance for loan losses | 232,000 | 232,000 | 232,000 | 232,000 |
| Securities available for sale | 12,095,000 | 13,480,000 | 13,108,000 | 12,620,000 |
| Securities held to maturity | 29,000 | 25,000 | 22,000 | 995,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 58,876,000 | 56,629,000 | 55,803,000 | 55,792,000 |
| Interest-bearing deposits | 54,355,000 | 51,866,000 | 51,347,000 | 51,275,000 |
| Noninterest-bearing deposits | 4,521,000 | 4,763,000 | 4,456,000 | 4,517,000 |
| Equity capital | 7,217,000 | 7,068,000 | 7,033,000 | 7,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 848,000 | 1,261,000 | 1,669,000 |
| Interest expense | 27,000 | 51,000 | 74,000 | 94,000 |
| Net interest income | 398,000 | 797,000 | 1,187,000 | 1,575,000 |
| Noninterest income | 44,000 | 88,000 | 144,000 | 197,000 |
| Noninterest expense | 404,000 | 778,000 | 1,187,000 | 1,557,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 38,000 | 107,000 | 144,000 | 215,000 |
| Income tax | 13,000 | 34,000 | 45,000 | 67,000 |
| Net income | 25,000 | 73,000 | 99,000 | 148,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,067,000 | 7,115,000 | 7,130,000 | 7,178,000 |
| Total capital | 7,299,000 | 7,347,000 | 7,362,000 | 7,410,000 |
| Risk-weighted assets | 24,736,000 | 24,340,000 | 23,801,000 | 24,164,000 |