Call reports 2026
VALLEY BANK OF COMMERCE — 2026
What VALLEY BANK OF COMMERCE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 297,720,000 | 304,073,000 |
| Total loans | 160,947,000 | 157,867,000 |
| Allowance for loan losses | 2,833,000 | 2,901,000 |
| Securities available for sale | 3,200,000 | 2,846,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 256,274,000 | 260,160,000 |
| Interest-bearing deposits | 129,489,000 | 140,837,000 |
| Noninterest-bearing deposits | 126,785,000 | 119,323,000 |
| Equity capital | 41,228,000 | 43,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,595,000 | 9,327,000 |
| Interest expense | 526,000 | 1,099,000 |
| Net interest income | 4,069,000 | 8,228,000 |
| Noninterest income | 215,000 | 434,000 |
| Noninterest expense | 1,582,000 | 3,284,000 |
| Provision for loan losses | 135,000 | 135,000 |
| Pretax income | 2,567,000 | 5,258,000 |
| Income tax | 0 | 0 |
| Net income | 2,567,000 | 5,258,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 41,228,000 | 43,549,000 |
| Total capital | 43,591,000 | 46,063,000 |
| Risk-weighted assets | 188,636,000 | 200,746,000 |