Call reports 2018
VALLEY BANK OF COMMERCE — 2018
What VALLEY BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 178,874,000 | 178,183,000 | 171,682,000 | 186,919,000 |
| Total loans | 61,712,000 | 53,714,000 | 53,795,000 | 55,416,000 |
| Allowance for loan losses | 1,257,000 | 1,257,000 | 1,257,000 | 1,250,000 |
| Securities available for sale | 0 | 0 | 0 | 249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,685,000 | 161,178,000 | 153,915,000 | 168,314,000 |
| Interest-bearing deposits | 92,480,000 | 86,435,000 | 85,971,000 | 92,611,000 |
| Noninterest-bearing deposits | 70,205,000 | 74,743,000 | 67,944,000 | 75,703,000 |
| Equity capital | 15,759,000 | 16,549,000 | 17,268,000 | 18,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,517,000 | 3,014,000 | 4,562,000 | 6,181,000 |
| Interest expense | 49,000 | 96,000 | 158,000 | 224,000 |
| Net interest income | 1,468,000 | 2,918,000 | 4,404,000 | 5,957,000 |
| Noninterest income | 135,000 | 334,000 | 417,000 | 523,000 |
| Noninterest expense | 693,000 | 1,377,000 | 2,056,000 | 2,780,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 910,000 | 1,875,000 | 2,765,000 | 3,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 910,000 | 1,875,000 | 2,765,000 | 3,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,759,000 | 16,549,000 | 17,269,000 | 18,031,000 |
| Total capital | 16,570,000 | 17,263,000 | 17,991,000 | 18,765,000 |
| Risk-weighted assets | 64,440,000 | 56,587,000 | 57,230,000 | 58,219,000 |