Call reports 2013
VALLEY BANK OF COMMERCE — 2013
What VALLEY BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 133,199,000 | 132,867,000 | 143,894,000 | 152,661,000 |
| Total loans | 51,178,000 | 53,730,000 | 53,970,000 | 50,206,000 |
| Allowance for loan losses | 646,000 | 646,000 | 646,000 | 646,000 |
| Securities available for sale | 5,005,000 | 4,961,000 | 4,983,000 | 4,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,878,000 | 120,167,000 | 130,893,000 | 139,604,000 |
| Interest-bearing deposits | 77,734,000 | 74,148,000 | 81,085,000 | 82,356,000 |
| Noninterest-bearing deposits | 43,144,000 | 46,019,000 | 49,808,000 | 57,248,000 |
| Equity capital | 10,195,000 | 10,466,000 | 10,829,000 | 11,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 909,000 | 1,829,000 | 2,774,000 | 3,723,000 |
| Interest expense | 57,000 | 109,000 | 161,000 | 216,000 |
| Net interest income | 852,000 | 1,720,000 | 2,613,000 | 3,507,000 |
| Noninterest income | 155,000 | 302,000 | 465,000 | 623,000 |
| Noninterest expense | 572,000 | 1,130,000 | 1,698,000 | 2,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 435,000 | 895,000 | 1,383,000 | 1,845,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 435,000 | 895,000 | 1,383,000 | 1,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,189,000 | 10,502,000 | 10,844,000 | 11,158,000 |
| Total capital | 10,835,000 | 11,148,000 | 11,490,000 | 11,804,000 |
| Risk-weighted assets | 54,299,000 | 57,433,000 | 57,037,000 | 53,468,000 |
Machine access — free, no API key
Every figure shown here about VALLEY BANK OF COMMERCE — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.