Call reports 2025
BRYANT STATE BANK — 2025
What BRYANT STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 51,309,000 | 50,938,000 | 52,039,000 | 54,189,000 |
| Total loans | 30,367,000 | 31,161,000 | 33,638,000 | 32,960,000 |
| Allowance for loan losses | 1,815,000 | 1,793,000 | 1,766,000 | 1,795,000 |
| Securities available for sale | 19,881,000 | 18,302,000 | 17,440,000 | 17,976,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,772,000 | 43,500,000 | 44,287,000 | 47,207,000 |
| Interest-bearing deposits | 29,739,000 | 29,946,000 | 31,167,000 | 31,858,000 |
| Noninterest-bearing deposits | 15,033,000 | 13,554,000 | 13,121,000 | 15,349,000 |
| Equity capital | 5,655,000 | 5,817,000 | 5,817,000 | 6,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,052,000 | 2,093,000 | 3,147,000 | 4,217,000 |
| Interest expense | 143,000 | 293,000 | 457,000 | 621,000 |
| Net interest income | 909,000 | 1,800,000 | 2,690,000 | 3,596,000 |
| Noninterest income | 242,000 | 491,000 | 746,000 | 1,013,000 |
| Noninterest expense | 628,000 | 1,250,000 | 1,875,000 | 2,528,000 |
| Provision for loan losses | 307,000 | 594,000 | 867,000 | 1,193,000 |
| Pretax income | 216,000 | 447,000 | 694,000 | 888,000 |
| Income tax | 6,000 | 14,000 | 26,000 | 45,000 |
| Net income | 210,000 | 433,000 | 668,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,837,000 | 5,859,000 | 5,794,000 | 5,969,000 |
| Total capital | 6,267,000 | 6,303,000 | 6,264,000 | 6,435,000 |
| Risk-weighted assets | 33,014,000 | 34,170,000 | 36,330,000 | 35,993,000 |