Call reports 2024
BRYANT STATE BANK — 2024
What BRYANT STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 52,645,000 | 49,047,000 | 50,048,000 | 53,956,000 |
| Total loans | 28,916,000 | 29,665,000 | 31,160,000 | 34,053,000 |
| Allowance for loan losses | 1,887,000 | 1,882,000 | 1,878,000 | 1,859,000 |
| Securities available for sale | 16,954,000 | 16,399,000 | 17,178,000 | 14,821,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,948,000 | 43,044,000 | 42,791,000 | 47,400,000 |
| Interest-bearing deposits | 31,442,000 | 28,146,000 | 30,405,000 | 29,131,000 |
| Noninterest-bearing deposits | 15,506,000 | 14,898,000 | 12,386,000 | 18,269,000 |
| Equity capital | 4,884,000 | 5,073,000 | 5,562,000 | 5,621,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 1,977,000 | 2,993,000 | 4,044,000 |
| Interest expense | 129,000 | 269,000 | 446,000 | 602,000 |
| Net interest income | 873,000 | 1,708,000 | 2,547,000 | 3,442,000 |
| Noninterest income | 266,000 | 528,000 | 783,000 | 1,034,000 |
| Noninterest expense | 631,000 | 1,224,000 | 1,839,000 | 2,470,000 |
| Provision for loan losses | 358,000 | 699,000 | 1,000,000 | 1,326,000 |
| Pretax income | 150,000 | 313,000 | 491,000 | 680,000 |
| Income tax | 2,000 | 8,000 | 14,000 | 37,000 |
| Net income | 148,000 | 305,000 | 477,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,432,000 | 5,588,000 | 5,761,000 | 5,927,000 |
| Total capital | 5,845,000 | 6,007,000 | 6,204,000 | 6,401,000 |
| Risk-weighted assets | 31,571,000 | 32,067,000 | 34,030,000 | 36,528,000 |