Call reports 2023
BRYANT STATE BANK — 2023
What BRYANT STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 44,906,000 | 45,546,000 | 47,318,000 | 50,115,000 |
| Total loans | 24,598,000 | 27,518,000 | 29,165,000 | 31,169,000 |
| Allowance for loan losses | 1,836,000 | 1,798,000 | 1,916,000 | 1,919,000 |
| Securities available for sale | 15,618,000 | 14,610,000 | 14,398,000 | 15,033,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,817,000 | 40,346,000 | 42,012,000 | 44,461,000 |
| Interest-bearing deposits | 26,874,000 | 25,483,000 | 28,102,000 | 28,296,000 |
| Noninterest-bearing deposits | 12,943,000 | 14,863,000 | 13,910,000 | 16,165,000 |
| Equity capital | 4,353,000 | 4,381,000 | 4,382,000 | 4,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 804,000 | 1,630,000 | 2,540,000 | 3,493,000 |
| Interest expense | 55,000 | 139,000 | 243,000 | 364,000 |
| Net interest income | 749,000 | 1,491,000 | 2,297,000 | 3,129,000 |
| Noninterest income | 293,000 | 582,000 | 867,000 | 1,141,000 |
| Noninterest expense | 614,000 | 1,218,000 | 1,796,000 | 2,475,000 |
| Provision for loan losses | 296,000 | 594,000 | 1,017,000 | 1,409,000 |
| Pretax income | 132,000 | 261,000 | 351,000 | 386,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 5,000 |
| Net income | 126,000 | 249,000 | 333,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,028,000 | 5,151,000 | 5,235,000 | 5,283,000 |
| Total capital | 5,399,000 | 5,540,000 | 5,646,000 | 5,718,000 |
| Risk-weighted assets | 28,180,000 | 29,722,000 | 31,388,000 | 33,340,000 |