Call reports 2022
BRYANT STATE BANK — 2022
What BRYANT STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 45,210,000 | 44,600,000 | 47,983,000 | 48,608,000 |
| Total loans | 23,096,000 | 24,913,000 | 25,941,000 | 27,723,000 |
| Allowance for loan losses | 1,405,000 | 1,441,000 | 1,531,000 | 1,603,000 |
| Securities available for sale | 12,677,000 | 14,584,000 | 14,785,000 | 15,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,945,000 | 38,257,000 | 43,127,000 | 43,604,000 |
| Interest-bearing deposits | 25,277,000 | 24,728,000 | 27,720,000 | 26,044,000 |
| Noninterest-bearing deposits | 14,668,000 | 13,529,000 | 15,407,000 | 17,560,000 |
| Equity capital | 4,554,000 | 4,331,000 | 4,025,000 | 4,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,256,000 | 1,983,000 | 2,789,000 |
| Interest expense | 8,000 | 19,000 | 40,000 | 78,000 |
| Net interest income | 587,000 | 1,237,000 | 1,943,000 | 2,711,000 |
| Noninterest income | 286,000 | 572,000 | 989,000 | 1,333,000 |
| Noninterest expense | 582,000 | 1,162,000 | 1,814,000 | 2,476,000 |
| Provision for loan losses | 161,000 | 372,000 | 670,000 | 1,041,000 |
| Pretax income | 130,000 | 274,000 | 448,000 | 527,000 |
| Income tax | 8,000 | 20,000 | 40,000 | 27,000 |
| Net income | 122,000 | 254,000 | 408,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,993,000 | 4,976,000 | 5,029,000 | 5,122,000 |
| Total capital | 5,324,000 | 5,343,000 | 5,410,000 | 5,525,000 |
| Risk-weighted assets | 25,350,000 | 28,231,000 | 29,293,000 | 31,009,000 |