Call reports 2021
BRYANT STATE BANK — 2021
What BRYANT STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 44,670,000 | 43,880,000 | 41,289,000 | 44,969,000 |
| Total loans | 26,316,000 | 27,561,000 | 26,403,000 | 25,776,000 |
| Allowance for loan losses | 1,301,000 | 1,305,000 | 1,297,000 | 1,410,000 |
| Securities available for sale | 8,579,000 | 8,481,000 | 8,621,000 | 8,668,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,216,000 | 34,145,000 | 35,119,000 | 39,387,000 |
| Interest-bearing deposits | 22,933,000 | 22,693,000 | 23,280,000 | 23,766,000 |
| Noninterest-bearing deposits | 16,283,000 | 11,452,000 | 11,839,000 | 15,621,000 |
| Equity capital | 4,758,000 | 4,998,000 | 5,384,000 | 4,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 585,000 | 1,199,000 | 1,954,000 | 2,606,000 |
| Interest expense | 10,000 | 19,000 | 28,000 | 37,000 |
| Net interest income | 575,000 | 1,180,000 | 1,926,000 | 2,569,000 |
| Noninterest income | 234,000 | 480,000 | 737,000 | 1,003,000 |
| Noninterest expense | 508,000 | 1,015,000 | 1,536,000 | 2,138,000 |
| Provision for loan losses | 142,000 | 242,000 | 318,000 | 553,000 |
| Pretax income | 159,000 | 403,000 | 809,000 | 881,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 42,000 |
| Net income | 151,000 | 388,000 | 786,000 | 839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,683,000 | 4,920,000 | 5,319,000 | 4,871,000 |
| Total capital | 5,010,000 | 5,282,000 | 5,666,000 | 5,225,000 |
| Risk-weighted assets | 25,099,000 | 27,980,000 | 26,745,000 | 27,232,000 |