Call reports 2020
BRYANT STATE BANK — 2020
What BRYANT STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 36,934,000 | 39,620,000 | 38,752,000 | 41,462,000 |
| Total loans | 24,110,000 | 25,257,000 | 25,875,000 | 25,947,000 |
| Allowance for loan losses | 991,000 | 1,050,000 | 1,160,000 | 1,257,000 |
| Securities available for sale | 4,928,000 | 4,577,000 | 4,298,000 | 5,966,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,000,000 | 34,513,000 | 33,467,000 | 36,149,000 |
| Interest-bearing deposits | 22,748,000 | 23,656,000 | 22,600,000 | 22,264,000 |
| Noninterest-bearing deposits | 9,252,000 | 10,857,000 | 10,867,000 | 13,885,000 |
| Equity capital | 4,287,000 | 4,422,000 | 4,555,000 | 4,639,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 588,000 | 1,151,000 | 1,733,000 | 2,302,000 |
| Interest expense | 25,000 | 42,000 | 58,000 | 71,000 |
| Net interest income | 563,000 | 1,109,000 | 1,675,000 | 2,231,000 |
| Noninterest income | 202,000 | 401,000 | 616,000 | 850,000 |
| Noninterest expense | 448,000 | 902,000 | 1,353,000 | 1,879,000 |
| Provision for loan losses | 181,000 | 375,000 | 570,000 | 745,000 |
| Pretax income | 136,000 | 233,000 | 368,000 | 457,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 131,000 | 222,000 | 352,000 | 435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,228,000 | 4,319,000 | 4,449,000 | 4,532,000 |
| Total capital | 4,550,000 | 4,621,000 | 4,760,000 | 4,886,000 |
| Risk-weighted assets | 25,021,000 | 23,388,000 | 24,001,000 | 27,400,000 |