Call reports 2019
BRYANT STATE BANK — 2019
What BRYANT STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 34,981,000 | 34,249,000 | 35,095,000 | 38,078,000 |
| Total loans | 24,112,000 | 24,071,000 | 23,208,000 | 24,396,000 |
| Allowance for loan losses | 769,000 | 818,000 | 907,000 | 968,000 |
| Securities available for sale | 3,798,000 | 3,253,000 | 2,874,000 | 3,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,473,000 | 29,173,000 | 30,274,000 | 33,349,000 |
| Interest-bearing deposits | 22,347,000 | 21,759,000 | 22,040,000 | 23,480,000 |
| Noninterest-bearing deposits | 8,126,000 | 7,415,000 | 8,234,000 | 9,869,000 |
| Equity capital | 3,876,000 | 4,021,000 | 4,125,000 | 4,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,043,000 | 1,525,000 | 2,075,000 |
| Interest expense | 31,000 | 64,000 | 96,000 | 123,000 |
| Net interest income | 488,000 | 979,000 | 1,429,000 | 1,952,000 |
| Noninterest income | 146,000 | 309,000 | 493,000 | 685,000 |
| Noninterest expense | 384,000 | 753,000 | 1,084,000 | 1,526,000 |
| Provision for loan losses | 137,000 | 287,000 | 479,000 | 673,000 |
| Pretax income | 113,000 | 248,000 | 359,000 | 438,000 |
| Income tax | 2,000 | 7,000 | 13,000 | 8,000 |
| Net income | 111,000 | 241,000 | 346,000 | 430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,878,000 | 4,008,000 | 4,113,000 | 4,097,000 |
| Total capital | 4,196,000 | 4,321,000 | 4,435,000 | 4,420,000 |
| Risk-weighted assets | 24,916,000 | 24,495,000 | 25,126,000 | 25,188,000 |