Call reports 2018
BRYANT STATE BANK — 2018
What BRYANT STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 37,249,000 | 36,547,000 | 35,823,000 | 34,511,000 |
| Total loans | 22,287,000 | 23,747,000 | 23,310,000 | 22,327,000 |
| Allowance for loan losses | 507,000 | 570,000 | 653,000 | 725,000 |
| Securities available for sale | 3,305,000 | 3,852,000 | 3,531,000 | 4,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,996,000 | 30,649,000 | 31,048,000 | 29,923,000 |
| Interest-bearing deposits | 22,353,000 | 20,824,000 | 21,962,000 | 20,185,000 |
| Noninterest-bearing deposits | 9,643,000 | 9,825,000 | 9,086,000 | 9,738,000 |
| Equity capital | 4,638,000 | 4,737,000 | 4,090,000 | 3,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 828,000 | 1,214,000 | 1,695,000 |
| Interest expense | 14,000 | 39,000 | 67,000 | 95,000 |
| Net interest income | 380,000 | 789,000 | 1,147,000 | 1,600,000 |
| Noninterest income | 110,000 | 228,000 | 359,000 | 497,000 |
| Noninterest expense | 330,000 | 658,000 | 934,000 | 1,309,000 |
| Provision for loan losses | 37,000 | 134,000 | 262,000 | 405,000 |
| Pretax income | 123,000 | 225,000 | 310,000 | 383,000 |
| Income tax | 4,000 | 4,000 | 4,000 | 5,000 |
| Net income | 119,000 | 221,000 | 306,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,663,000 | 4,765,000 | 4,130,000 | 4,002,000 |
| Total capital | 4,964,000 | 5,080,000 | 4,443,000 | 4,295,000 |
| Risk-weighted assets | 23,858,000 | 24,869,000 | 24,672,000 | 22,986,000 |