Call reports 2017
BRYANT STATE BANK — 2017
What BRYANT STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 34,528,000 | 35,295,000 | 34,715,000 | 35,352,000 |
| Total loans | 20,470,000 | 21,413,000 | 22,077,000 | 23,146,000 |
| Allowance for loan losses | 383,000 | 380,000 | 403,000 | 482,000 |
| Securities available for sale | 5,400,000 | 4,603,000 | 3,672,000 | 3,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,682,000 | 27,175,000 | 27,688,000 | 28,761,000 |
| Interest-bearing deposits | 20,721,000 | 19,641,000 | 20,423,000 | 19,831,000 |
| Noninterest-bearing deposits | 8,961,000 | 7,534,000 | 7,265,000 | 8,930,000 |
| Equity capital | 4,308,000 | 4,458,000 | 4,529,000 | 4,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 629,000 | 883,000 | 1,242,000 |
| Interest expense | 12,000 | 27,000 | 47,000 | 64,000 |
| Net interest income | 298,000 | 602,000 | 836,000 | 1,178,000 |
| Noninterest income | 78,000 | 155,000 | 238,000 | 337,000 |
| Noninterest expense | 259,000 | 493,000 | 713,000 | 1,037,000 |
| Provision for loan losses | 5,000 | 9,000 | 32,000 | 109,000 |
| Pretax income | 112,000 | 255,000 | 329,000 | 369,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 107,000 | 246,000 | 315,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,300,000 | 4,438,000 | 4,507,000 | 4,544,000 |
| Total capital | 4,578,000 | 4,725,000 | 4,805,000 | 4,856,000 |
| Risk-weighted assets | 22,141,000 | 22,876,000 | 23,716,000 | 24,781,000 |