Call reports 2016
BRYANT STATE BANK — 2016
What BRYANT STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 33,936,000 | 30,454,000 | 32,442,000 | 34,065,000 |
| Total loans | 19,875,000 | 18,524,000 | 18,441,000 | 20,250,000 |
| Allowance for loan losses | 269,000 | 273,000 | 318,000 | 375,000 |
| Securities available for sale | 6,108,000 | 5,520,000 | 5,431,000 | 4,837,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,126,000 | 25,231,000 | 27,692,000 | 28,385,000 |
| Interest-bearing deposits | 20,193,000 | 18,726,000 | 19,735,000 | 19,854,000 |
| Noninterest-bearing deposits | 7,933,000 | 6,505,000 | 7,957,000 | 8,531,000 |
| Equity capital | 3,988,000 | 4,132,000 | 4,186,000 | 4,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 295,000 | 589,000 | 788,000 | 1,085,000 |
| Interest expense | 12,000 | 27,000 | 39,000 | 51,000 |
| Net interest income | 283,000 | 562,000 | 749,000 | 1,034,000 |
| Noninterest income | 76,000 | 158,000 | 235,000 | 314,000 |
| Noninterest expense | 240,000 | 468,000 | 614,000 | 872,000 |
| Provision for loan losses | 5,000 | 9,000 | 54,000 | 110,000 |
| Pretax income | 114,000 | 246,000 | 319,000 | 368,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 18,000 |
| Net income | 109,000 | 237,000 | 305,000 | 350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,952,000 | 4,080,000 | 4,149,000 | 4,193,000 |
| Total capital | 4,221,000 | 4,333,000 | 4,406,000 | 4,470,000 |
| Risk-weighted assets | 21,914,000 | 20,240,000 | 20,534,000 | 22,047,000 |