Call reports 2015
BRYANT STATE BANK — 2015
What BRYANT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 29,263,000 | 29,489,000 | 29,870,000 | 32,272,000 |
| Total loans | 16,845,000 | 17,643,000 | 17,896,000 | 19,597,000 |
| Allowance for loan losses | 218,000 | 223,000 | 228,000 | 264,000 |
| Securities available for sale | 6,404,000 | 5,824,000 | 5,886,000 | 5,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,143,000 | 23,894,000 | 25,534,000 | 26,273,000 |
| Interest-bearing deposits | 18,510,000 | 17,649,000 | 18,910,000 | 19,123,000 |
| Noninterest-bearing deposits | 6,633,000 | 6,245,000 | 6,624,000 | 7,150,000 |
| Equity capital | 3,627,000 | 3,683,000 | 3,790,000 | 3,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 271,000 | 543,000 | 737,000 | 1,024,000 |
| Interest expense | 11,000 | 23,000 | 34,000 | 46,000 |
| Net interest income | 260,000 | 520,000 | 703,000 | 978,000 |
| Noninterest income | 68,000 | 138,000 | 212,000 | 290,000 |
| Noninterest expense | 244,000 | 484,000 | 639,000 | 856,000 |
| Provision for loan losses | 5,000 | 9,000 | 14,000 | 48,000 |
| Pretax income | 79,000 | 165,000 | 262,000 | 365,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 20,000 |
| Net income | 75,000 | 157,000 | 251,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,574,000 | 3,656,000 | 3,790,000 | 3,870,000 |
| Total capital | 3,792,000 | 3,879,000 | 4,018,000 | 4,134,000 |
| Risk-weighted assets | 21,684,000 | 22,020,000 | 24,140,000 | 22,109,000 |