Call reports 2014
BRYANT STATE BANK — 2014
What BRYANT STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 29,473,000 | 27,966,000 | 27,830,000 | 32,794,000 |
| Total loans | 15,570,000 | 15,158,000 | 16,632,000 | 19,050,000 |
| Allowance for loan losses | 203,000 | 198,000 | 202,000 | 215,000 |
| Securities available for sale | 6,167,000 | 5,882,000 | 5,837,000 | 5,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,588,000 | 22,918,000 | 23,862,000 | 25,016,000 |
| Interest-bearing deposits | 18,516,000 | 17,242,000 | 17,129,000 | 16,266,000 |
| Noninterest-bearing deposits | 7,072,000 | 5,676,000 | 6,733,000 | 8,750,000 |
| Equity capital | 3,414,000 | 3,366,000 | 3,446,000 | 3,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 258,000 | 507,000 | 761,000 | 948,000 |
| Interest expense | 11,000 | 23,000 | 33,000 | 49,000 |
| Net interest income | 247,000 | 484,000 | 728,000 | 899,000 |
| Noninterest income | 73,000 | 141,000 | 215,000 | 287,000 |
| Noninterest expense | 238,000 | 462,000 | 699,000 | 831,000 |
| Provision for loan losses | 0 | 2,000 | 5,000 | 18,000 |
| Pretax income | 82,000 | 167,000 | 244,000 | 337,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 78,000 | 159,000 | 231,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,406,000 | 3,337,000 | 3,409,000 | 3,498,000 |
| Total capital | 3,609,000 | 3,535,000 | 3,611,000 | 3,713,000 |
| Risk-weighted assets | 20,553,000 | 18,684,000 | 20,045,000 | 22,912,000 |