Call reports 2013
BRYANT STATE BANK — 2013
What BRYANT STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,117,000 | 28,999,000 | 27,779,000 | 29,284,000 |
| Total loans | 9,969,000 | 11,610,000 | 16,125,000 | 17,527,000 |
| Allowance for loan losses | 210,000 | 210,000 | 204,000 | 205,000 |
| Securities available for sale | 8,271,000 | 5,745,000 | 5,702,000 | 5,645,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,507,000 | 25,452,000 | 23,986,000 | 23,579,000 |
| Interest-bearing deposits | 19,502,000 | 19,016,000 | 18,759,000 | 16,530,000 |
| Noninterest-bearing deposits | 7,005,000 | 6,436,000 | 5,227,000 | 7,049,000 |
| Equity capital | 3,156,000 | 3,064,000 | 3,192,000 | 3,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 209,000 | 435,000 | 669,000 | 839,000 |
| Interest expense | 12,000 | 24,000 | 38,000 | 52,000 |
| Net interest income | 197,000 | 411,000 | 631,000 | 787,000 |
| Noninterest income | 92,000 | 177,000 | 270,000 | 360,000 |
| Noninterest expense | 228,000 | 456,000 | 669,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 61,000 | 168,000 | 255,000 | 375,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 57,000 | 160,000 | 242,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,027,000 | 3,129,000 | 3,212,000 | 3,328,000 |
| Total capital | 3,225,000 | 3,329,000 | 3,416,000 | 3,533,000 |
| Risk-weighted assets | 15,806,000 | 15,991,000 | 20,060,000 | 21,422,000 |