Call reports 2012
BRYANT STATE BANK — 2012
What BRYANT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 26,029,000 | 24,919,000 | 27,332,000 | 28,804,000 |
| Total loans | 9,067,000 | 9,597,000 | 10,492,000 | 11,673,000 |
| Allowance for loan losses | 211,000 | 211,000 | 212,000 | 207,000 |
| Securities available for sale | 10,246,000 | 10,046,000 | 8,916,000 | 7,807,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,481,000 | 21,421,000 | 23,674,000 | 24,785,000 |
| Interest-bearing deposits | 15,656,000 | 15,628,000 | 16,645,000 | 16,373,000 |
| Noninterest-bearing deposits | 6,825,000 | 5,793,000 | 7,029,000 | 8,412,000 |
| Equity capital | 3,108,000 | 3,048,000 | 3,174,000 | 3,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 207,000 | 415,000 | 636,000 | 772,000 |
| Interest expense | 20,000 | 35,000 | 49,000 | 64,000 |
| Net interest income | 187,000 | 380,000 | 587,000 | 708,000 |
| Noninterest income | 89,000 | 176,000 | 271,000 | 365,000 |
| Noninterest expense | 204,000 | 405,000 | 620,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 72,000 | 151,000 | 254,000 | 339,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 13,000 |
| Net income | 68,000 | 143,000 | 241,000 | 326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,011,000 | 2,937,000 | 3,035,000 | 3,120,000 |
| Total capital | 3,190,000 | 3,121,000 | 3,096,000 | 3,327,000 |
| Risk-weighted assets | 14,307,000 | 14,677,000 | 15,218,000 | 16,751,000 |