Call reports 2011
BRYANT STATE BANK — 2011
What BRYANT STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,523,000 | 21,959,000 | 22,513,000 | 23,394,000 |
| Total loans | 9,497,000 | 10,341,000 | 11,315,000 | 10,599,000 |
| Allowance for loan losses | 206,000 | 211,000 | 211,000 | 209,000 |
| Securities available for sale | 7,495,000 | 7,863,000 | 7,742,000 | 8,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,251,000 | 18,505,000 | 18,425,000 | 19,939,000 |
| Interest-bearing deposits | 15,417,000 | 15,097,000 | 14,228,000 | 13,988,000 |
| Noninterest-bearing deposits | 4,834,000 | 3,408,000 | 4,197,000 | 5,951,000 |
| Equity capital | 2,842,000 | 3,020,000 | 3,145,000 | 3,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 215,000 | 436,000 | 665,000 | 802,000 |
| Interest expense | 29,000 | 55,000 | 79,000 | 99,000 |
| Net interest income | 186,000 | 381,000 | 586,000 | 703,000 |
| Noninterest income | 57,000 | 120,000 | 195,000 | 273,000 |
| Noninterest expense | 188,000 | 378,000 | 569,000 | 699,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 55,000 | 123,000 | 212,000 | 277,000 |
| Income tax | 4,000 | 0 | 0 | 0 |
| Net income | 51,000 | 123,000 | 212,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,867,000 | 2,940,000 | 3,028,000 | 2,943,000 |
| Total capital | 3,037,000 | 3,111,000 | 3,212,000 | 3,125,000 |
| Risk-weighted assets | 13,577,000 | 13,669,000 | 14,670,000 | 14,510,000 |