Call reports 2010
BRYANT STATE BANK — 2010
What BRYANT STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,456,000 | 20,770,000 | 20,036,000 | 21,846,000 |
| Total loans | 10,440,000 | 11,070,000 | 10,779,000 | 10,968,000 |
| Allowance for loan losses | 207,000 | 207,000 | 206,000 | 206,000 |
| Securities available for sale | 6,637,000 | 6,714,000 | 5,963,000 | 6,465,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,112,000 | 16,551,000 | 16,654,000 | 18,535,000 |
| Interest-bearing deposits | 14,408,000 | 3,219,000 | 13,288,000 | 13,200,000 |
| Noninterest-bearing deposits | 3,704,000 | 13,332,000 | 3,366,000 | 5,335,000 |
| Equity capital | 2,889,000 | 2,967,000 | 2,882,000 | 2,882,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 231,000 | 467,000 | 705,000 | 861,000 |
| Interest expense | 42,000 | 81,000 | 117,000 | 152,000 |
| Net interest income | 189,000 | 386,000 | 588,000 | 709,000 |
| Noninterest income | 50,000 | 104,000 | 158,000 | 203,000 |
| Noninterest expense | 177,000 | 368,000 | 556,000 | 656,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 62,000 | 122,000 | 190,000 | 256,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 17,000 |
| Net income | 58,000 | 114,000 | 177,000 | 239,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,786,000 | 2,842,000 | 2,755,000 | 2,817,000 |
| Total capital | 2,834,000 | 3,022,000 | 2,929,000 | 2,993,000 |
| Risk-weighted assets | 14,091,000 | 14,385,000 | 13,867,000 | 14,485,000 |