Call reports 2009
BRYANT STATE BANK — 2009
What BRYANT STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 21,371,000 | 20,940,000 | 21,280,000 | 20,992,000 |
| Total loans | 10,242,000 | 11,446,000 | 12,968,000 | 11,632,000 |
| Allowance for loan losses | 229,000 | 219,000 | 224,000 | 222,000 |
| Securities available for sale | 7,180,000 | 7,096,000 | 6,082,000 | 5,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,173,000 | 17,616,000 | 17,497,000 | 17,703,000 |
| Interest-bearing deposits | 14,825,000 | 14,075,000 | 13,578,000 | 13,126,000 |
| Noninterest-bearing deposits | 3,348,000 | 3,541,000 | 3,919,000 | 4,577,000 |
| Equity capital | 2,703,000 | 2,789,000 | 2,888,000 | 2,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 520,000 | 787,000 | 1,047,000 |
| Interest expense | 59,000 | 117,000 | 171,000 | 218,000 |
| Net interest income | 207,000 | 403,000 | 616,000 | 829,000 |
| Noninterest income | 97,000 | 196,000 | 290,000 | 392,000 |
| Noninterest expense | 222,000 | 443,000 | 696,000 | 904,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 82,000 | 156,000 | 233,000 | 363,000 |
| Income tax | 4,000 | 8,000 | 13,000 | 20,000 |
| Net income | 78,000 | 148,000 | 220,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,582,000 | 2,652,000 | 2,724,000 | 2,728,000 |
| Total capital | 2,750,000 | 2,833,000 | 2,922,000 | 2,905,000 |
| Risk-weighted assets | 13,403,000 | 14,403,000 | 15,783,000 | 14,178,000 |