Call reports 2024
STATE BANK & TRUST OF KENMARE — 2024
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 174,477,000 | 172,604,000 | 173,542,000 | 175,543,000 |
| Total loans | 75,778,000 | 80,072,000 | 85,420,000 | 82,991,000 |
| Allowance for loan losses | 1,123,000 | 1,126,000 | 798,000 | 853,000 |
| Securities available for sale | 64,500,000 | 62,156,000 | 64,374,000 | 65,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 160,146,000 | 158,847,000 | 157,025,000 | 162,098,000 |
| Interest-bearing deposits | 137,098,000 | 137,233,000 | 135,712,000 | 139,706,000 |
| Noninterest-bearing deposits | 23,048,000 | 21,614,000 | 21,313,000 | 22,392,000 |
| Equity capital | 9,187,000 | 8,669,000 | 11,103,000 | 9,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,881,000 | 3,840,000 | 5,814,000 | 7,762,000 |
| Interest expense | 914,000 | 1,926,000 | 2,957,000 | 4,003,000 |
| Net interest income | 967,000 | 1,914,000 | 2,857,000 | 3,759,000 |
| Noninterest income | 30,000 | 56,000 | 76,000 | 102,000 |
| Noninterest expense | 758,000 | 1,527,000 | 2,349,000 | 3,393,000 |
| Provision for loan losses | 0 | 0 | -326,000 | -275,000 |
| Pretax income | 243,000 | 439,000 | 910,000 | 750,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 243,000 | 439,000 | 910,000 | 750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,479,000 | 15,695,000 | 16,185,000 | 16,043,000 |
| Total capital | 16,602,000 | 16,821,000 | 16,983,000 | 16,896,000 |
| Risk-weighted assets | 99,451,000 | 99,724,000 | 103,668,000 | 107,587,000 |