Call reports 2023
STATE BANK & TRUST OF KENMARE — 2023
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 165,570,000 | 157,187,000 | 152,759,000 | 160,225,000 |
| Total loans | 71,327,000 | 72,392,000 | 80,082,000 | 77,757,000 |
| Allowance for loan losses | 1,082,000 | 1,086,000 | 1,102,000 | 1,105,000 |
| Securities available for sale | 76,644,000 | 78,490,000 | 65,694,000 | 65,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,753,000 | 143,919,000 | 139,324,000 | 145,809,000 |
| Interest-bearing deposits | 127,536,000 | 122,571,000 | 91,262,000 | 124,055,000 |
| Noninterest-bearing deposits | 25,217,000 | 21,348,000 | 48,062,000 | 21,754,000 |
| Equity capital | 9,536,000 | 8,443,000 | 6,972,000 | 9,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,070,000 | 4,629,000 | 6,238,000 |
| Interest expense | 456,000 | 1,014,000 | 1,672,000 | 2,435,000 |
| Net interest income | 1,056,000 | 2,056,000 | 2,957,000 | 3,803,000 |
| Noninterest income | 30,000 | 60,000 | 118,000 | 168,000 |
| Noninterest expense | 780,000 | 1,609,000 | 2,405,000 | 3,420,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 311,000 | 519,000 | 464,000 | 271,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 311,000 | 519,000 | 464,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,204,000 | 15,430,000 | 15,392,000 | 15,219,000 |
| Total capital | 16,286,000 | 16,516,000 | 16,494,000 | 16,324,000 |
| Risk-weighted assets | 92,420,000 | 90,740,000 | 96,371,000 | 105,114,000 |