Call reports 2022
STATE BANK & TRUST OF KENMARE — 2022
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 164,933,000 | 159,981,000 | 152,747,000 | 155,321,000 |
| Total loans | 61,533,000 | 64,505,000 | 68,661,000 | 67,554,000 |
| Allowance for loan losses | 976,000 | 981,000 | 1,075,000 | 1,080,000 |
| Securities available for sale | 60,955,000 | 67,650,000 | 70,697,000 | 74,079,000 |
| Securities held to maturity | 0 | 0 | 310,000 | 310,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,502,000 | 148,174,000 | 144,384,000 | 144,310,000 |
| Interest-bearing deposits | 128,138,000 | 123,549,000 | 118,769,000 | 116,980,000 |
| Noninterest-bearing deposits | 22,364,000 | 24,625,000 | 25,615,000 | 27,330,000 |
| Equity capital | 10,781,000 | 8,219,000 | 5,209,000 | 7,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,039,000 | 2,086,000 | 3,522,000 | 4,856,000 |
| Interest expense | 180,000 | 364,000 | 619,000 | 911,000 |
| Net interest income | 859,000 | 1,722,000 | 2,903,000 | 3,945,000 |
| Noninterest income | 164,000 | 187,000 | 252,000 | 280,000 |
| Noninterest expense | 710,000 | 1,469,000 | 2,340,000 | 3,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 308,000 | 431,000 | 808,000 | 827,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 431,000 | 808,000 | 827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,297,000 | 14,440,000 | 14,836,000 | 14,873,000 |
| Total capital | 15,273,000 | 15,421,000 | 15,911,000 | 15,953,000 |
| Risk-weighted assets | 82,933,000 | 82,876,000 | 90,551,000 | 88,019,000 |