Call reports 2021
STATE BANK & TRUST OF KENMARE — 2021
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 146,648,000 | 148,374,000 | 144,791,000 | 147,792,000 |
| Total loans | 67,731,000 | 68,712,000 | 66,668,000 | 63,377,000 |
| Allowance for loan losses | 896,000 | 903,000 | 914,000 | 951,000 |
| Securities available for sale | 55,559,000 | 61,745,000 | 63,959,000 | 63,314,000 |
| Securities held to maturity | 30,000 | 30,000 | 30,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,950,000 | 128,397,000 | 125,349,000 | 128,875,000 |
| Interest-bearing deposits | 108,065,000 | 108,353,000 | 19,269,000 | 110,006,000 |
| Noninterest-bearing deposits | 19,885,000 | 20,044,000 | 106,080,000 | 18,869,000 |
| Equity capital | 15,126,000 | 15,562,000 | 15,715,000 | 15,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,043,000 | 2,061,000 | 3,136,000 | 4,148,000 |
| Interest expense | 206,000 | 486,000 | 688,000 | 863,000 |
| Net interest income | 837,000 | 1,575,000 | 2,448,000 | 3,285,000 |
| Noninterest income | 201,000 | 360,000 | 411,000 | 473,000 |
| Noninterest expense | 683,000 | 1,366,000 | 2,072,000 | 3,087,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 366,000 | 580,000 | 800,000 | 691,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 366,000 | 580,000 | 800,000 | 691,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,782,000 | 13,909,000 | 14,108,000 | 13,971,000 |
| Total capital | 14,678,000 | 14,812,000 | — | 14,922,000 |
| Risk-weighted assets | 81,289,000 | 82,109,000 | — | 79,623,000 |