Call reports 2018
STATE BANK & TRUST OF KENMARE — 2018
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 141,733,000 | 139,087,000 | 134,011,000 | 138,047,000 |
| Total loans | 69,872,000 | 72,122,000 | 71,935,000 | 69,530,000 |
| Allowance for loan losses | 429,000 | 432,000 | 466,000 | 517,000 |
| Securities available for sale | 22,676,000 | 24,128,000 | 27,513,000 | 32,313,000 |
| Securities held to maturity | 110,000 | 110,000 | 110,000 | 85,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,309,000 | 122,636,000 | 117,393,000 | 121,057,000 |
| Interest-bearing deposits | 107,204,000 | 104,296,000 | 99,891,000 | 103,014,000 |
| Noninterest-bearing deposits | 18,105,000 | 18,340,000 | 17,502,000 | 18,043,000 |
| Equity capital | 11,589,000 | 11,738,000 | 11,918,000 | 12,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,090,000 | 2,252,000 | 3,454,000 | 4,694,000 |
| Interest expense | 139,000 | 391,000 | 551,000 | 718,000 |
| Net interest income | 951,000 | 1,861,000 | 2,903,000 | 3,976,000 |
| Noninterest income | 43,000 | 80,000 | 122,000 | 159,000 |
| Noninterest expense | 686,000 | 1,335,000 | 1,997,000 | 2,880,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 65,000 |
| Pretax income | 308,000 | 606,000 | 1,003,000 | 1,190,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 308,000 | 606,000 | 1,003,000 | 1,190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,093,000 | 11,241,000 | 11,564,000 | 11,678,000 |
| Total capital | 11,522,000 | 11,673,000 | 12,031,000 | 12,195,000 |
| Risk-weighted assets | 83,666,000 | 83,848,000 | 81,809,000 | 79,641,000 |