Call reports 2017
STATE BANK & TRUST OF KENMARE — 2017
What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 119,154,000 | 117,480,000 | 116,230,000 | 140,317,000 |
| Total loans | 73,732,000 | 75,333,000 | 77,066,000 | 75,546,000 |
| Allowance for loan losses | 357,000 | 374,000 | 389,000 | 399,000 |
| Securities available for sale | 24,158,000 | 24,436,000 | 24,679,000 | 23,562,000 |
| Securities held to maturity | 135,000 | 135,000 | 135,000 | 110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,264,000 | 101,465,000 | 100,003,000 | 124,108,000 |
| Interest-bearing deposits | 85,827,000 | 83,436,000 | 83,017,000 | 105,582,000 |
| Noninterest-bearing deposits | 17,437,000 | 18,029,000 | 16,986,000 | 18,526,000 |
| Equity capital | 11,485,000 | 11,157,000 | 11,404,000 | 11,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,961,000 | 2,975,000 | 4,063,000 |
| Interest expense | 99,000 | 301,000 | 406,000 | 509,000 |
| Net interest income | 901,000 | 1,660,000 | 2,569,000 | 3,554,000 |
| Noninterest income | 25,000 | 62,000 | 123,000 | 146,000 |
| Noninterest expense | 539,000 | 1,100,000 | 1,712,000 | 2,498,000 |
| Provision for loan losses | 35,000 | 110,000 | 110,000 | 110,000 |
| Pretax income | 352,000 | 512,000 | 870,000 | 1,091,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 352,000 | 512,000 | 870,000 | 1,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,548,000 | 11,178,000 | 11,409,000 | 10,913,000 |
| Total capital | 11,905,000 | 11,552,000 | 11,798,000 | 11,312,000 |
| Risk-weighted assets | 80,837,000 | 81,067,000 | 82,370,000 | 86,645,000 |