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Call reports 2006

STATE BANK & TRUST OF KENMARE — 2006

What STATE BANK & TRUST OF KENMARE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/6c1268a0-d432-4377-9255-3df70e17b2f0/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets70,983,00069,707,00070,400,00071,372,000
Total loans51,075,00054,848,00055,739,00051,887,000
Allowance for loan losses832,000891,000784,000849,000
Securities available for sale11,343,00011,400,00011,409,00011,454,000
Securities held to maturity0000
Trading assets0000
Total deposits64,373,00061,811,00063,736,00064,660,000
Interest-bearing deposits60,077,00056,956,00059,366,00059,805,000
Noninterest-bearing deposits4,296,0004,855,0004,370,0004,855,000
Equity capital5,265,0005,136,0005,196,0005,310,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income964,0001,975,0003,043,0004,158,000
Interest expense454,000961,0001,516,0002,073,000
Net interest income510,0001,014,0001,527,0002,085,000
Noninterest income36,00068,000101,000126,000
Noninterest expense333,000687,0001,036,0001,469,000
Provision for loan losses60,000120,000180,000655,000
Pretax income153,000275,000412,00087,000
Income tax10,00018,00029,0006,000
Net income143,000257,000383,00081,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital5,367,0005,204,0005,191,0005,303,000
Total capital6,044,0005,901,0005,894,0005,976,000
Risk-weighted assets54,009,00055,542,00056,122,00053,646,000

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