Call reports 2024
GUARDIAN SAVINGS BANK — 2024
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Total assets | 32,300,000 | 32,682,000 | 32,123,000 |
| Total loans | 14,474,000 | 14,268,000 | 14,328,000 |
| Allowance for loan losses | 69,000 | 69,000 | 69,000 |
| Securities available for sale | 12,720,000 | 12,698,000 | 11,914,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,161,000 | 26,571,000 | 25,950,000 |
| Interest-bearing deposits | 21,615,000 | 24,297,000 | 23,785,000 |
| Noninterest-bearing deposits | 4,546,000 | 2,274,000 | 2,165,000 |
| Equity capital | 5,766,000 | 5,581,000 | 5,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Interest income | 265,000 | 554,000 | 856,000 |
| Interest expense | 122,000 | 271,000 | 437,000 |
| Net interest income | 143,000 | 283,000 | 419,000 |
| Noninterest income | 23,000 | 58,000 | 79,000 |
| Noninterest expense | 232,000 | 611,000 | 937,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -66,000 | -270,000 | -439,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -66,000 | -270,000 | -439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 |
|---|---|---|---|
| Tier 1 capital | 7,019,000 | 7,019,000 | 7,483,000 |