Call reports 2013
GUARDIAN SAVINGS BANK — 2013
What GUARDIAN SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 39,180,000 | 38,465,000 | 38,657,000 | 37,895,000 |
| Total loans | 11,110,000 | 11,226,000 | 10,813,000 | 10,798,000 |
| Allowance for loan losses | 47,000 | 47,000 | 40,000 | 40,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,708,000 | 15,088,000 | 16,733,000 | 16,384,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,465,000 | 30,248,000 | 29,556,000 | 28,802,000 |
| Interest-bearing deposits | 28,725,000 | 28,285,000 | 27,847,000 | 27,385,000 |
| Noninterest-bearing deposits | 1,740,000 | 1,963,000 | 1,709,000 | 1,417,000 |
| Equity capital | 7,747,000 | 7,744,000 | 7,744,000 | 7,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 520,000 | 755,000 | 1,005,000 |
| Interest expense | 43,000 | 84,000 | 123,000 | 161,000 |
| Net interest income | 224,000 | 436,000 | 632,000 | 844,000 |
| Noninterest income | 21,000 | 38,000 | 56,000 | 75,000 |
| Noninterest expense | 218,000 | 455,000 | 673,000 | 910,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 27,000 | 19,000 | 15,000 | 9,000 |
| Income tax | 7,000 | 2,000 | -2,000 | -6,000 |
| Net income | 20,000 | 17,000 | 17,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,747,000 | 7,744,000 | 7,744,000 | 7,742,000 |
| Total capital | 7,794,000 | 7,791,000 | 7,784,000 | 7,782,000 |
| Risk-weighted assets | 11,032,000 | 11,099,000 | 10,811,000 | 10,732,000 |
Machine access — free, no API key
Every figure shown here about GUARDIAN SAVINGS BANK — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.